Tenants' and Users' Liability Insurance Policy (TULIP)

What Is TULIP?

TULIP is a Tenants' and Users' Liability Insurance Policy, also known as "Events Coverage." It is used by institutions who permit "third parties" to use their facilities for specific events. It is not intended for institutions to shift any of their specific operational risks away from their own general liability policies. Rather, it protects both the "facility user" (e.g., event host or visiting organization) and the institution against claims by third parties who may be injured or lose property as a result of participating in an event.

How Can My Institution Offer Coverage?

Institutions join URMIA and then sign up for TULIP. Subscription in the TULIP program is only available to URMIA members and is free of charge. Once subscribed, your institution will be able to offer special events coverage to your third-party facility users. This coverage is limited to institutions in the United States and is administered by Arthur J. Gallagher Risk Management Services.

Events may range from very low-risk events such as classroom seminars, receptions, or weddings to higher-risk events including festivals and fairs, sports events, or rock concerts. Costs for the facility users are based on the risk of the activity, the number of days of the activity, the number of participants, and if there are any special requirements, including alcohol liability, participant coverage, and so forth.

Need Insurance for an Event?

Visit https://tulip.ajgrms.com.

URMIA's TULIP Insurance Plan Logo